Author: Jeffrey Liu

In today’s unpredictable landscape, superannuation schemes extend a robust safety net, offering members various insurance options including life, total and permanent disability (TPD), and income protection. Exploring the array of insurance offerings within your super fund is crucial. By evaluating your coverage against external alternatives, you can pinpoint the policy that best aligns with your needs. Within super, three primary forms of life insurance are typically available: Super funds commonly automate the provision of life cover and TPD insurance, with some also including income protection insurance. Such insurance is typically accessible without medical assessments, albeit for a predetermined sum. Notably,…