Author: Riches Editor

Super Tips and Strategies for Your 30s and 40sSuperannuation isn’t a “set-and-forget” investment. During your 30s and 40s, major life decisions such as starting a family or buying a home can arise, making it crucial to regularly review your superannuation strategy to ensure it aligns with your personal circumstances. While not every tip may apply to everyone in this age group, these strategies will help you consider important super-related decisions during this stage of life.1. Reduce Your Tax BillAs your salary grows, your 30s and 40s are ideal for considering a salary sacrifice arrangement with your employer. By contributing extra…

Building a substantial retirement fund takes time, but most employees rely on their employer to do the majority of the work. According to APRA, nearly 70% of superannuation contributions in 2022–23 came from employers. While your employer’s Super Guarantee (SG) contributions provide some financial security, relying solely on them might not be enough for a comfortable retirement. To enhance your super, you can make additional contributions. Although it can be complex, here’s a simplified guide to the main types of super contributions. Super Contributions: The Essentials Concessional (Before-Tax) Contributions: 5 Main Types Non-Concessional (After-Tax) Contributions: 2 Main Types Other Types…

With strong investment markets driven by the tech sector, growing consumer spending, and easing inflation, super funds saw impressive returns last financial year. As a result, many people will be eager to review their annual super fund statement. But understanding your super statement can be tricky, especially with unfamiliar figures and terms. Here’s a simplified 10-point checklist to help you make sense of it and ensure your retirement plan stays on track. 1. Verify Your Personal Details Check that your personal details are accurate, including your email and postal address. Ensure your super fund has your Tax File Number (TFN),…

In this eye-opening episode of Riches Talk, host Jeffrey Liu welcomes an inspiring guest with us, Sophie Sun, franchisee of Quest Griffith. Sophie and her husband Yannick Kee Mew have transformed their business, even amidst the challenges of the pandemic, and have gone on to win two major awards. We’ll be talking about resilience, creativity, and the journey from survival to national recognition. Married couple Sophie Sun and Yannick Kee Mew took over as franchisees of hotel Quest Griffith at the worst possible time. “We came to Griffith in March 2020 to settle our contract,” Mr Kee Mew said. “The next…

In this eye-opening episode of Riches Talk, host Jeffrey Liu welcomes Dr. John Cummins, a leading expert in preventative medicine and longevity, to uncover the life-saving health strategies every business leader needs to know. From the secrets of the world’s longest-living populations in the Blue Zones to the hidden dangers of executive stress, Dr. Cummins delivers cutting-edge insights into preserving your health in a high-pressure world. As business culture pushes many toward burnout, Dr. Cummins explains how small changes in diet, exercise, and stress management can lead to lasting vitality. Learn how executives and entrepreneurs can prioritize their health at…

Step into the future of investing with Riches Talk as host Jeffrey Liu, founder and principal adviser of Hippo Wealth, sits down with Jack Liang, the visionary General Manager of Tiger Broker for Australia. In this compelling episode, Jack takes us behind the scenes of one of the most innovative brokerage platforms in the world, revealing how technology is reshaping the investment landscape for retail investors. Discover the strategies driving Tiger Broker’s success, from their cutting-edge trading tools to their commitment to financial education. Jack shares valuable insights on market trends, the growing influence of retail investors, and the global…

In this episode of Riches Talk, our host Jeffrey Liu, founder of Hippo Wealth, sit down with Alistair Burton, an executive leader with extensive experience in driving technology transformations across the Finance, Higher Education, and Gaming sectors. Alistair is not only a visionary in his field but also a passionate advocate for personal growth and self-development.In 2023, Alistair launched his Life Lessons podcast, a platform dedicated to deep, meaningful conversations with high-performing individuals. Based on the idea that we are the average of the five people we spend the most time with, Alistair’s podcast aims to bring inspirational voices into…

The Reserve Bank of Australia (RBA) has firmly stated that interest rates are unlikely to decrease this year, with the possibility of a rate hike still on the table. RBA Governor Michele Bullock delivered a reassuring message to the market amidst volatility, maintaining a steady approach to interest rates. In her press conference, Bullock emphasized that the bank’s decision to keep rates on hold was deliberate, with the only other serious consideration being a rate increase. Bullock stated, “Expectations for interest rate cuts are a bit premature. Given the current data, near-term cuts are not on the agenda.” This stance…

In this episode of “Riches Talk,” our host Jeffrey Liu, Founder of Hippo Wealth, is joined by Andy Fell, the visionary founder of GiFT631, renowned coach, speaker, and leadership expert.With over 30 years of corporate experience and 20 years in senior leadership roles (E.g. Ex-GM for Westpac Premium and St. George Bank), Andy has a wealth of knowledge to share about unlocking potential and achieving success. Tune in as Andy discusses his journey from leading large businesses in the UK and Australia to founding transformative initiatives like “What Winners Do” and “FutureYou.”Discover his practical strategies for leadership, personal growth, and…

In this episode of “Dental Dynasties,” The Host Jeffrey Liu, founder of Hippo Wealth sat down with Dr. Hong Chang, the visionary Chief Clinical Director and Founding Partner of Experteeth Dental Group. From his humble beginnings in Fujian, China, to becoming a leading figure in the Australian dental industry, Dr. Chang’s journey is a testament to resilience, innovation, and dedication. Join us as we explore his inspiring story, the growth of Experteeth Dental Group to 34 clinics across multiple states, and his insights on achieving success in both personal and professional life. Dr. Chang shares valuable advice for aspiring entrepreneurs,…